:root{
  --navy:#0d2233; --blue:#1a5276; --accent:#c0392b; --gold:#c9a227;
  --ink:#1c1c1c; --muted:#5d6b7a; --bg:#f7f8fa; --card:#fff; --line:#dde3ea;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Georgia,'Times New Roman',serif;background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none} a:hover{text-decoration:underline}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
.announce{background:var(--navy);color:#fff;font-size:.85rem;padding:8px 0;text-align:center}
.hdr{background:var(--card);border-bottom:3px solid var(--navy);position:sticky;top:0;z-index:50}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 20px}
.logo{font-size:1.5rem;font-weight:700;color:var(--navy);letter-spacing:-.5px}
.logo span{color:var(--accent)}
.nv{display:flex;gap:18px;font-family:-apple-system,'Segoe UI',Roboto,sans-serif;font-size:.92rem}
.nv a{color:var(--ink);font-weight:600}
#nv-toggle{display:none;background:none;border:0;font-size:1.4rem;cursor:pointer}
@media(max-width:720px){ .nv{display:none;position:absolute;top:100%;left:0;right:0;background:var(--card);flex-direction:column;padding:14px 20px;border-bottom:1px solid var(--line)} .nv.open{display:flex} #nv-toggle{display:block} }
.hero{padding:48px 0 28px}
.hero h1{font-size:2.2rem;line-height:1.2;color:var(--navy);max-width:700px}
.hero p.lead{font-size:1.1rem;color:var(--muted);margin-top:14px;max-width:640px}
.kicker{display:inline-block;font-family:-apple-system,'Segoe UI',Roboto,sans-serif;font-size:.75rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--accent);margin-bottom:10px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin:26px 0 40px}
.card{background:var(--card);border:1px solid var(--line);border-radius:8px;overflow:hidden;display:flex;flex-direction:column}
.card .thumb{height:150px;background:linear-gradient(135deg,var(--navy),var(--blue))}
.card .body{padding:18px 20px 20px;flex:1}
.card h2{font-size:1.15rem;line-height:1.35;color:var(--navy)}
.card p{font-size:.92rem;color:var(--muted);margin-top:8px}
.card .meta{font-family:-apple-system,'Segoe UI',Roboto,sans-serif;font-size:.75rem;color:var(--muted);margin-top:12px}
.article{padding:34px 0}
.article h1{font-size:2rem;line-height:1.25;color:var(--navy);margin:12px 0 18px}
.article p{font-size:1.05rem;margin-bottom:16px;max-width:680px}
.article h2{font-size:1.4rem;color:var(--navy);margin:26px 0 10px}
.article .meta{font-family:-apple-system,'Segoe UI',Roboto,sans-serif;font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:10px 0;margin-bottom:20px}
.cta-box{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:8px;padding:22px;margin:26px 0;max-width:680px}
.cta-box h3{font-size:1.15rem;margin-bottom:6px}
.cta-box p{font-size:.92rem;opacity:.9;margin-bottom:14px}
.cta-box a{display:inline-block;background:#fff;color:var(--navy);font-weight:700;font-family:-apple-system,'Segoe UI',Roboto,sans-serif;padding:12px 30px;border-radius:6px}
.footer{background:var(--navy);color:#cfd8e3;padding:30px 0;margin-top:40px;font-family:-apple-system,'Segoe UI',Roboto,sans-serif;font-size:.85rem}
.footer .wrap{display:flex;flex-wrap:wrap;gap:18px;justify-content:space-between}
.footer a{color:#cfd8e3}
.footer .fine{width:100%;font-size:.75rem;color:#8fa3b8;margin-top:10px}

/* Full-screen offer prelander modal (DE users) */
.modal-offer{position:fixed;inset:0;z-index:2000;display:none;background:#fff}
.modal-offer.open{display:block}


.modal-offer iframe{width:100%;height:100vh;border:0;display:block}